Exposed: How Much Urgent Care Really Costs You!

When a sudden illness or injury strikes, it often comes with a host of questions: “Where should I go?,” “How long will I wait?,” and most importantly, “How much will it cost?” At TGH Urgent Care powered by Fast Track, we understand the importance of clear, straightforward information about urgent care expenses. With over 19 walk-in clinics across Tampa Bay in Hillsborough, Pinellas, and Pasco counties, we are committed to providing quick, easy, affordable, and compassionate care. Let’s take a look into the costs associated with urgent care, strategies for minimizing these costs, and how TGH Urgent Care powered by Fast Track can assist you.

What is Urgent Care?

At TGH Urgent Care powered by Fast Track, we specialize in providing prompt and efficient medical attention for non-life-threatening conditions that require immediate care but do not rise to the level of an emergency room visit. Our facilities are equipped to handle a range of urgent health, including:

  • Minor Fracture Care: Quick assessment and stabilization to ensure proper healing.
  • Sprain Treatment: Immediate attention to reduce swelling and enhance recovery.
  • Infection Management: Prompt diagnosis and treatment for a variety of infections.
  • Burn Relief: Immediate care for minor burns, reducing the risk of complications.
  • Wound Care: Expert care for cuts and lacerations to minimize scarring and speed healing.
  • Common Illness Management: Efficient treatment for ailments like the flu or colds, helping you return to health sooner.

Our urgent care centers fill the critical gap between your primary care provider and the emergency room, offering extended hours and walk-in availability to ensure you get the care you need when you need it.

Understanding Copays and Deductibles

Before we delve into the specifics of co-pays and deductibles, it’s essential to understand how these play into your urgent care visit costs at TGH Urgent Care powered by Fast Track. Knowing these details upfront can significantly ease your stress when you need urgent care. Here’s how you can stay informed about your healthcare expenses and make the most out of your insurance benefits.

How to Determine Your Co-pays and Deductibles

It’s essential to understand how these factors play into your urgent care visit costs at TGH Urgent Care powered by Fast Track. Knowing these details upfront can significantly ease your stress when you need urgent care. To ensure you are fully informed about your healthcare expenses, it is important to contact your insurance provider directly. They can provide detailed information on your plan’s coverage, including co-pays and deductibles. Understanding these financial aspects before visiting us can help you make the most out of your insurance benefits and manage your healthcare expenses effectively.

Understanding Copays and Deductibles

Co-Pays A co-pay is a fixed amount you pay for a healthcare service at the time of your visit. This amount varies based on your insurance plan and the type of service you receive. Generally, urgent care co-pays are lower than those for emergency room visits, making urgent care a more cost-effective option for non-emergency situations.

Deductibles A deductible is the out-of-pocket amount you need to spend on healthcare services before your insurance begins to cover the costs. Deductibles can vary widely depending on your plan. Understanding your deductible is crucial because it influences how much you will pay for each visit to urgent care. Once your deductible is met, your insurance typically covers a significant portion of your medical expenses, thereby reducing your out-of-pocket costs.

Minimizing Urgent Care Costs

Choose the Right Facility

When faced with a sudden illness or injury, selecting the right urgent care facility is crucial not only for the quality of care but also for managing your expenses effectively. At TGH Urgent Care powered by Fast Track, we pride ourselves on transparency and straightforward communication regarding the costs associated with our services. To completely understand your costs, here are some steps you can take:

  1. Contact Your Insurance Provider: Before visiting an urgent care, it’s essential to call your insurance provider. They can inform you about your plan’s coverage, including which services are covered, the co-pays required, and your deductible status. This step is vital to understand your potential out-of-pocket expenses.
  2. Inquire Directly at Our Clinics: Once you have clarity on your insurance benefits, the next step is to contact TGH Urgent Care powered by Fast Track directly. Our administrative staff can provide specific pricing for the treatments you may need. However, since medical care is highly personalized, treatment costs can vary depending on the complexity and type of care required.
  3. Consider Self-Pay Options: For our uninsured or out-of-network patients, we offer a transparent and discounted self-pay rate of $235 for a visit. However, be aware that some treatments may incur additional costs due to their nature. It’s always best to inquire about these specifics when you call.

By choosing TGH Urgent Care powered by Fast Track, you are selecting a facility that not only offers comprehensive medical care but also works with a wide range of insurance providers to ensure that your treatment is as affordable as possible. We are committed to helping you understand and minimize your healthcare costs, whether you have insurance or opt for self-pay.

Stay In-Network

Using in-network providers ensures you receive the maximum benefits from your insurance plan. TGH Urgent Care powered by Fast Track works with a wide range of insurance providers, helping you keep costs low by staying within your network.

Preventive Care

Engaging in regular preventive care can reduce the need for urgent care visits. Vaccinations, routine check-ups, and managing chronic conditions with your primary care physician can help prevent minor issues from escalating into urgent care needs.

Common Questions About Urgent Care Costs

Most insurance plans cover urgent care visits. However, the extent of coverage can vary based on your plan’s co-pay, deductible, and in-network status. It’s always a good idea to check with your insurance provider to understand your specific coverage.

TGH Urgent Care powered by Fast Track provides competitive self-pay rates and can work with you to ensure you receive the care you need without financial strain.

Yes, HSAs and FSAs can be used to cover the cost of urgent care visits. These accounts allow you to use pre-tax dollars to pay for eligible medical expenses, which can save you money.

Bringing your insurance card, photo ID, and any relevant medical information can streamline the billing process. Having this information readily available helps ensure your visit is processed efficiently.

Get Transparent Pricing on Urgent Care at TGH Urgent Care powered by Fast Track

At TGH Urgent Care powered by Fast Track, we are committed to making healthcare accessible and affordable for everyone. Whether you need immediate attention for a minor injury, a diagnostic test, or preventive care, our team is here to help. With over 19 plus convenient locations across the greater Tampa Bay area in Hillsborough, Pinellas, and Pasco counties, you can count on us for quick, easy, and compassionate care. Visit one of our locations today and experience the difference.

We’re here to help you get the care you need, when you need it, without the hassle. Your health and well-being are our top priorities, and we’re dedicated to providing the best possible care at a cost you can afford.


The blogs presented by TGH Urgent Care in partnership with Fast Track are not a replacement for medical care and are exclusively intended for educational purposes. The content provided here should not be construed as medical guidance. If you are encountering any symptoms, we strongly recommend that you seek an appointment with a duly qualified medical practitioner at our nearest facility.

Employer Solutions

Our goal is to provide exceptional patient care with a strong return-to-work philosophy. We can help you control your healthcare costs by reducing emergency room visits. We are here to give you and your employees a convenient, quality-focused choice for all your occupational health and work injury management needs.


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Commitment to Responsible Prescribing Practices

We are committed to responsible antibiotic prescribing practices. Our goal is to adequately treat infections while protecting our community from the harmful effects of antibiotic resistant infections. TGH Urgent Care has earned the Antibiotic Stewardship Commendation Award from the Urgent Care Association due to our ongoing commitment to this goal.

You dealt with my issue promptly and efficiently and i was on my way.

Stephen S.
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The wait was minimum and the PA was very understanding. The staff at the front desk could be a bit more friendly. Other than that, good overall experience.

Alexander C.
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By far the nicest urgent care I've had the unfortunate opportunity to experience. The cleanliness and friendliness of this clinic are unmatched. - Sara S.

Sara S.
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The staff was wonderful, very caring and truly cared about how I was.

Brandy P.
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CLEAN, CLEAN, CLEAN and very friendly!!!

Rosaria F.
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The entire staff was so friendly & helpful. Our first visit here was quick, the office was very clean & they were great with my kids. We will be back for sure!

Sandra P.
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Fast, quick, responsive, professional and courteous.

Melanie G.
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